Former EFF Activism Director's New Book, Transaction Denied, Explores What Happens When Financial Companies Act like Censors

Summary

Rainey Reitman's new book, "Transaction Denied," details how financial companies like PayPal and Venmo are increasingly acting as censors by freezing accounts and blocking transactions. The book uses individual stories to illustrate how these actions, often driven by broad interpretations of laws or pressure from advocacy groups, disproportionately affect individuals and organizations engaged in various forms of expression.

IFF Assessment

FOE

This is bad news for defenders as it highlights how financial intermediaries can be weaponized to suppress online expression, creating a chilling effect on free speech and legitimate activities.

Defender Context

Defenders should be aware of how financial censorship can impact online communities and activists, potentially leading to account seizures and financial distress for legitimate users. This trend underscores the importance of advocating for transparency and due process in financial intermediary actions.

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